3 "Low Down Payment" Home Loan Options
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Frequently Asked Questions
Common low down payment options include FHA loans, VA loans, and conventional loans with private mortgage insurance.
FHA loans usually require a down payment as low as 3.5% of the home's purchase price.
VA loans are available to eligible veterans, active-duty service members, and certain members of the National Guard and Reserves, often requiring no down payment.
Yes, some conventional loans allow down payments as low as 3%, but they typically require private mortgage insurance until a certain equity is reached.
Low down payment loans make homeownership more accessible by reducing the upfront cash needed to purchase a home.
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